Yes, AI tools such as ChatGPT, Gemini and Copilot can help you understand mortgages, estimate borrowing amounts and research your options. However, AI-generated information is not a substitute for personalised advice from a qualified mortgage adviser.
Is now a good time to buy a house in the UK? Explore mortgage rates, house prices, deposits and whether you’re financially ready to buy.
Wondering how much house you can afford? Learn how your salary, deposit and monthly spending affect your mortgage borrowing and property budget.
Yes, it may be possible to get a mortgage without a traditional cash deposit. Some UK lenders offer 100% mortgages to eligible borrowers, although there are fewer options available than for buyers with a 5% or 10% deposit.
Yes, many mortgages are portable, which means you may be able to take your existing mortgage deal with you when you move home. However, porting a mortgage isn’t automatic.
