Doctors and nurses can qualify for mortgages using their NHS salary and, depending on the lender, additional earnings such as overtime, bank shifts and unsocial-hours payments.
What Is a Mortgage Capacity Report?
Need a mortgage capacity report for divorce or separation? Discover what it includes, how it works and how GHL Direct can help.
Can AI Help With Mortgage Advice in the UK?
Yes, AI tools such as ChatGPT, Gemini and Copilot can help you understand mortgages, estimate borrowing amounts and research your options. However, AI-generated information is not a substitute for personalised advice from a qualified mortgage adviser.
Is now a good time to buy a house in the UK?
Is now a good time to buy a house in the UK? Explore mortgage rates, house prices, deposits and whether you’re financially ready to buy.
How much house can I afford?
Wondering how much house you can afford? Learn how your salary, deposit and monthly spending affect your mortgage borrowing and property budget.
Can I Get a Mortgage With No Deposit in the UK?
Yes, it may be possible to get a mortgage without a traditional cash deposit. Some UK lenders offer 100% mortgages to eligible borrowers, although there are fewer options available than for buyers with a 5% or 10% deposit.
Can I Move House and Take My Existing Mortgage With Me?
Yes, many mortgages are portable, which means you may be able to take your existing mortgage deal with you when you move home. However, porting a mortgage isn’t automatic.