Expert Remortgage Advice.
Let us take the hassle out of finding the right remortgage rates. We'll do the hard work, finding the remortgage rates and handle all the paperwork.
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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Mortgage rates to save you money
We're here to help you find the right remortgage deal, let us handle the mortgage search, application, and everything in between.
Save Time
Don’t waste your valuable time researching remortgage rates and completing lengthy application forms. We’ll take care of it for you.
Save Money
Save money on your remortgage with better rates and lower application fees, it could mean big savings on your monthly payments.
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Your remortgage adviser has access to 1000’s of mortgage rates and exclusive offers that that may not be available from your bank
When your current mortgage deal ends, you could move onto your lender's standard variable rate, potentially increasing your monthly repayments. With so many mortgage rates, fees and options to compare, knowing whether to stay with your existing lender or switch can be difficult.
Our remortgage advisers compare deals from over 50 lenders alongside options from your existing lender, where available. We'll explain the rates, fees and potential savings, helping you decide whether switching mortgages makes financial sense. From finding a suitable deal to completing your application, we'll handle the hard work.
A remortgage involves switching your mortgage to a new lender, while a product transfer means moving to a new mortgage deal with your existing lender.
A product transfer can be quicker and simpler, often requiring less paperwork and fewer affordability checks. However, remortgaging may give you access to more competitive rates or a wider choice of mortgage products.
The best option depends on your circumstances, including interest rates, fees and your future plans. Our mortgage advisers can compare available deals from over 50 lenders alongside your existing lender's options, helping you decide which offers the best overall value.
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Remortgage FQS
Remortgaging means switching your existing mortgage to a new lender, usually to secure a more suitable interest rate or mortgage deal. Your new mortgage pays off your existing one, and you begin making repayments to your new lender.
A mortgage adviser can compare available deals, explain the costs and guide you through the application process.
It's generally worth reviewing your mortgage options around six months before your current deal ends. Many lenders allow you to secure a new mortgage offer in advance, helping you avoid moving onto your lender's potentially higher standard variable rate (SVR).
Starting early gives you time to compare rates, consider fees and arrange a suitable deal before your existing one expires.
Yes, you may be able to remortgage to release some of the equity built up in your property. This involves increasing your mortgage borrowing and could provide funds for home improvements, debt consolidation or other purposes.
The amount available depends on your property's value, outstanding mortgage, income and affordability. Increasing your mortgage may mean paying more interest overall, so professional advice is important.
A remortgage involves switching to a new lender, while a product transfer means choosing a new mortgage deal with your existing lender. Product transfers are often quicker and may involve fewer checks, but remortgaging can provide access to a wider range of rates and products.
The best choice depends on your circumstances, including interest rates, fees and flexibility. A mortgage adviser can compare both options to help you make an informed decision.
Yes, you can remortgage before your current fixed-rate deal ends, but you may need to pay an early repayment charge (ERC). These charges can make switching early expensive. However, many lenders allow you to arrange a new mortgage several months in advance, ready to start when your existing deal expires.
An adviser can help you decide whether switching early or waiting makes better financial sense.
Remortgaging costs vary depending on your lender and mortgage deal. Potential costs include arrangement fees, valuation fees, legal fees, broker fees and early repayment charges if you leave your current deal early.
Some lenders offer fee-free remortgage products or incentives to cover certain costs. Comparing the total cost of a mortgage, rather than just the interest rate, can help you find better overall value.