Income Protection

Insurance Business

What is insurance?

Conveyancing is an important part of the home buying process, and it’s important to note it’s required when both buying and selling a property.

So what should you consider when choosing a property solicitor to carry out your conveyancing? It’s important to use a qualified property solicitor who’ll be able to take care of a range of issues on your behalf, including:

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insurance

Self-Employed lack protection

Self-Employed lack protection Just 4% of self-employed workers have income protection in place, leaving the majority vulnerable to financial difficulties if they are suddenly forced to stop working through illness or accident. In its survey of more than 9,000 adults, LV= identified the self-employed as a niche group who would struggle to make ends meet if they stopped earning. This [...] Read more
Income Protection

Barriers to protection

According to an online survey of 2,000 adults by Royal London, half of those surveyed believe life insurance is essential for someone with a mortgage or dependants and yet only 60% of people with a mortgage have life cover. While 60% of those surveyed with a mortgage have a life insurance policy, just 29% have critical illness cover and 19% [...] Read more
Family Cycle

The value of protection

The value of protection Buying a new home is possibly one of life’s biggest and most exciting events. It’s also a major financial commitment – one that could be with you for 25 years or more. Your ability to maintain your mortgage payments relies on a constant income, so how would you continue to make your mortgage repayments if your [...] Read more
Life Insurance

Peace of mind for the cost of a coffee

Peace of mind for the cost of a coffee Many of us pick up a morning coffee on the way to work - it's a little bit of luxury to start the day for just a couple of pounds. But did you know you could provide something even more satisfying for you and your loved ones for less than the [...] Read more
Family Cycle

Protecting your mortgage repayments

Protecting your mortgage repayments We think protection advice is imperative when you have a home or family you want to protect. So, talk to us about a mortgage and we'll talk to you about life cover. Buying a house could be one of the biggest financial commitments you'll make: getting a deposit together can wipe out your savings and paying [...] Read more

Plugging the protection gap

Plugging the protection gap If you're one of the increasing number of people who've become self-employed in recent years, you may have found the switch has left you without the employee benefits you previously took for granted. Making the change from employed to self-employed is a big step and it's one more people are taking. The number of self-employed people [...] Read more
Money worries

Just about managing

Just about managing Two thirds of working households in the UK consider themselves to be ‘just about managing’ financially, according to research. The Resolution Foundation, which researches the living standards of those on low to middle incomes, has identified six million Jams (as they have become known) spread across Britain. Jams tend to have at least one person in work [...] Read more
Pensions

Home truths

Home truths The LV= Home Truths Report has revealed that homemakers are happier than people working in any other occupation, despite working longer hours than most people think. Flexible hours, being able to spend time with the children and relatively low stress levels all contribute to homemakers generally feeling happier than those in full time jobs, even though they work, [...] Read more
Insurance Quotes

The value of Income Protection

The value of Income Protection We work hard to provide for ourselves and our families and enjoy spending our monthly earnings on holidays and leisure – as well as the more mundane (but essential) things like bills and mortgage payments of course. So you’d think we’d place huge importance on protecting an asset as valuable as our income. According to [...] Read more
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