We'll find a mortgage if you find the home

Take the stress out of buying a home. Save time, save money and trust our expert mortgage advisor to find the right mortgage for you.

mortgage advisor

Mortgage advisor

We'll handle the mortgage search, application, and everything in between, so you can focus on the excitement of moving in.

What our customers are saying

Start your mortgage journey today with GHL Direct

Schedule your free quote

30 seconds is all it takes to schedule a call with an expert mortgage advisor. No obligation and fee free, whats not to like.

Find the right mortgage

We’ll tell you how much you can borrow and how much mortgage you can comfortably afford.

Apply for a mortgage

We handle the entire mortgage process , from searching for the best deals to securing exclusive mortgage rates.

mortgage advisor
mortgage advisor

Get a mortgage you can afford

Don't let the stress of finding and qualifying for a mortgage hold you back from buying, remortgaging or investing in your dream home.

Our experienced mortgage advisors will guide you through the process, ensuring that you qualify for the mortgage loan and can comfortably afford it. With access to exclusive mortgage rates and personalized advice, we’ll help you find the right mortgage for your needs.

Say goodbye to the hassle and uncertainty, and focus on moving into your new home with confidence

Why choose our mortgage advisor

  • Unlock exclusive mortgage deals and save big
  • Get the mortgage you can afford and qualify for.
  • Fast application processing – We know how to get a mortgage

Mortgage Broker FAQs

  • What does a mortgage advisor do?

    A mortgage advisor is a professional who can help you find the right mortgage for your needs and circumstances. They will assess your financial situation, recommend suitable lenders and mortgage products, and guide you through the application process.

  • When should I use a mortgage advisor?

    It is advisable to use a mortgage advisor if you:

    – Are a first-time buyer
    – Have a complex financial situation
    – Are looking for a specific type of mortgage (e.g., a buy-to-let mortgage or a Help to Buy mortgage)
    – Are unsure about the mortgage application process
    – Would like access to a wide range of rates from different lenders

  • Is it worth using a mortgage advisor?

    Using a GHL Direct mortgage advisor can save you time, money, and stress. We can help you find the best mortgage for your needs, negotiate on your behalf with lenders, and ensure that your application is processed smoothly. Any costs of using a mortgage advisor is typically offset by the savings you can make on interest rates and fees.

  • What questions should I ask my mortgage advisor?

    Here are some questions you can ask your mortgage adviser:

    – How much can I borrow?
    – What type of mortgage is best for me?
    – What are the interest rates and fees?
    – What are the monthly repayments?
    – What happens if I can’t afford to make my repayments?
    – What are the pros and cons of different mortgage products?

  • What are the different types of mortgages?

    There are a number of different types of mortgages available, including:

    Fixed-rate mortgages: With a fixed-rate mortgage, your interest rate will stay the same for the entire term of the mortgage. This can provide peace of mind, as you know exactly what your monthly payments will be. However, if interest rates rise, you will not benefit from the lower rates.

    Variable-rate mortgages: With a variable-rate mortgage, your interest rate will fluctuate based on the Bank of England base rate. This means that your monthly payments may go up or down, depending on the market. However, if interest rates fall, you will benefit from the lower rates.

    Tracker mortgages: A tracker mortgage is a type of variable-rate mortgage that tracks the Bank of England base rate. This means that your interest rate will always be a certain percentage above the base rate.

    Discounted mortgages: A discounted mortgage is a type of variable-rate mortgage that is offered at a discount to the lender’s standard variable rate (SVR). This means that your interest rate will be lower than the SVR, but it may still fluctuate.

    Remortgages: A remortgage is the process of switching your existing mortgage to a new one. This can be a good way to save money on interest rates, or to get a longer term mortgage.

  • How much does a mortgage advisor charge?

    The initial meeting with a GHL Direct mortgage advisor to discuss your needs is always at our advisor’s expense and without any obligation. Our mortgage advisors may charge based on the complexity of each case.

    Some mortgage brokers charge an up-front flat fee between £195 and £499, while others take commission from the lender or bank providing the loan. All of this will be explained to you by your mortgage advisor at the start of the meeting.

Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.

GHL Direct is a trading style of GHL Network Services Ltd which is an Appointed Representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Will Writing, EPC Products & Conveyancing are not part of the Openwork offering and are offered in our own right. Openwork Limited accept no responsibility for this aspect of our business. Will Writing, EPC Products & Conveyancing are not regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 30/01/23