How important is your credit history for mortgage lenders?
The cost-of-living crisis and inflationary pressures has put pressure on people’s finances and made it harder for people to get on the housing ladder due to affordability constraints and more people having a less than perfect credit history.
Are you self-employed? We can help you navigate the mortgage market
Do you feel like you have to jump through more hoops when applying for a mortgage just because you’re self-employed? And not sure which way to turn?
If you want to stay on top of your mortgage repayments and ensure you’re getting the right deal for your circumstances then remortgaging is one of the most important financial decisions you can make.
A Mortgage in Principle (MIP) is a document from a lender that confirms how much you could potentially borrow to buy a property.
