A 100% mortgage is, very simply, a home loan which allows the buyer to purchase a property without putting down any money (or a deposit) up front.
Six key factors that can affect your first mortgage application
Applying for your first mortgage is an exciting milestone, but it can also feel overwhelming. Lenders assess numerous factors to determine your eligibility, and some seemingly minor financial decisions can significantly impact your application.
A first-time buyer’s guide to mortgage rates
For the last 14 years, mortgage rates – the interest rate charged on the money borrowed to purchase a property – have tended to be low, because interest rates, in general, have remained low.
Your remortgage questions answered
According to the Bank of England, 3.6 million mortgages are set to be renegotiated over the next three years, amounting to 41% of all outstanding home loans.
How can the Bank of Family support first time buyers?
With gifts and loans from the Bank of Mum and Dad totalling a whopping £9.4bn in 2023, it would be one of the UK’s biggest if it was a real bank or lender.
Product transfer v remortgage
When your mortgage deal comes to an end, it’s natural to wonder what’s next. Should you stick with your current lender and switch to a new deal—or explore what other providers have to offer?
The cost of buying a house
Understanding the costs of buying a home can help you get prepared for moving day and avoid any unwelcome financial surprises. We help take the stress out of homebuying.
Considerations for a first-time buyer
We’ve put together some ideas to try and take away some of the stress and confusion and give you confidence to move through the home buying process as smoothly as possible.
First time buyers guide to saving for a deposit
We’re here to help you on where you can save and invest your money towards your deposit, provide you with financial advice to make sure your savings and investments are working for you and advise you on how much you can borrow for a mortgage
Do You Need Critical Illness Insurance If Your Mortgage Is Paid
Even if your mortgage is paid off, critical illness insurance can still offer valuable financial protection.