investment adviser

Your money. Our expertise

Investing can be overwhelming, but it doesn't have to be. We know there are so many options out there to choose from so we're here to help make your money work better for you.

Why choose us

Investment advice made simple

Knowing where and how to invest your money can make planning for your future a lot easier and less stressful. We're here to guide you through the process.

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What should you know

Investing can feel overwhelming, but our friendly advisers are here to help. We’ll give you the guidance and support you need, no matter what your goals are. Whether you’re a seasoned investor or just starting out, we’ve got you covered.

People invest for various reasons, but a common goal is to make their money grow, both for today and tomorrow.

While bank accounts offer security, they often struggle to keep up with inflation and uncertain interest rates. Investing, on the other hand, provides the potential for growth, although it also comes with the risk of loss. A good investment adviser will guide you through the entire process

Investing is a personal decision. Before you start, consider your financial situation. If you’re in debt, not maximizing your retirement savings, or feel unsure about investing without professional advice, it might be best to wait.

It’s also wise to have an emergency fund before investing. This can help you avoid withdrawing money during market downturns, which can hinder your long-term growth. Remember, patience is key. Investing for at least five years gives your money the best chance to grow, as markets naturally fluctuate

Start investing

If you're ready to start investing, the first step is choosing the right account. Consider your financial goals and risk tolerance when selecting an account that best suits your needs.

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Risk Tolerance:

Assess your comfort level with risk before investing. Higher-risk investments typically offer the potential for higher returns, but also come with greater volatility.

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Diversification

While appearing more complex to setup, spreading your investments across different asset classes and sectors can help reduce risk.

Long term gains

Investing for the long term can help you ride out market fluctuations and benefit from the power of compounding.

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investment advice

What we do for you

We'll help you make informed decisions about investments and increasing your chances of achieving a comfortable retirement.

  • Assess your needs: Understand your financial goals and future plans to determine if combining pensions is the right choice for you
  • Explain the process Advice relevant to your specific circumstances, considering your retirement goals, risk tolerance, and financial situation.
  • Compare providers: Help you choose suitable investment options based on your risk profile and retirement objectives.
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how to get investment advice

Chat to a adviser

Pick a time

30 seconds is all it takes to schedule your call with an expert investment adviser.

STEP 1

We'll call you

We'll consider your financial goals, risk tolerance and present your personal investment plan

STEP 2

Compare plans

We can coordinate the plans and deal with providers to ensure a smooth and efficient process.

STEP 3

Advice whenever you need it

You can get expert investment advice, from 8am - 8pm Monday to Friday.

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Investment questions

Investment advisers can provide a range of services, including financial planning, portfolio management, risk management, tax planning, retirement planning, and estate planning.

Stocks, bonds, funds (mutual funds and ETFs), property, and cash.

Consider your financial goals, risk tolerance, and time horizon. Unless you really know what you want and how to achieve it, consult a financial adviser like GHL Direct  for personalised guidance.

Potential for high returns but also high volatility.

Bonds offer fixed-income returns. Types include government bonds, corporate bonds, and index-linked bonds

Investing in property can offer rental income and capital appreciation, but also involves significant costs and risks.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen..