mortgages for teachers

Fee Free Mortgage Advice For Teachers.

  • No broker fees to pay — ever
  • Compare 1,000s of mortgage deals
  • Supply Teachers, NQTs & teaching assistants
SPEAK TO A MORTGAGE BROKER
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  • Fee free
  • 4.98/5
  • Rated as excellent

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Why choose us

Why Teachers Choose GHL Direct

  • Teachers, Supply Teachers & NQTs Welcome
  • Fee-Free Mortgage Advice
  • Compare 1,000s Of Mortgage Deals
  • Dedicated Adviser From Start To Finish

Specialist Teacher Advice

Our advisers understand teacher contracts, supply work and varying income patterns. We'll help you find lenders that suit your circumstances.

Fee Free Mortgage Advice

Get expert mortgage advice without paying broker fees. We'll compare thousands of mortgage deals and find the most suitable options for you.

We Handle Everything

From comparing rates and submitting applications to dealing with lenders and solicitors, we'll manage the process from start to finish.

RATED 4.98/5

100% of reviewers recommend

mortgage advice new home

Why ghldirect?

Whether you're a teacher, supply teacher, teaching assistant or lecturer, we'll help you find the right mortgage deal and guide you from application to completion — with no broker fees to pay.

  • Specialist Mortgage Advice For Teachers
  • Fee Free, No-Obligation Mortgage Advice
  • Compare 1,000s Of Mortgage Deals
  • Dedicated Adviser From Application To Approval
  • We Handle The Paperwork & Lender Communication
BOOK YOUR FREE CALL
mortgage advisor new home

Who Can We Help?

We understand teacher pay structures, contracts, and partner with mortgage lenders who support educators. Whether your a first time buyer, home mover or need to remortgage, we’ll find the right deal for you.

  • Qualified Teachers
  • Supply Teachers
  • Nursery & Early Years Educators
  • Newly Qualified Teachers (NQTs)
  • Teaching Assistants & Support Staff
BOOK YOUR FREE CALL
We have answers

Teacher Mortgage FAQs

Yes, many lenders offer mortgages to teachers with as little as a 5% deposit. The amount you can borrow will depend on your income, credit history, and overall affordability. Whether you're a first-time buyer or moving home, we'll help you find lenders that suit your circumstances.
Yes. Many lenders are happy to consider supply teachers, even if your income varies throughout the year. Some lenders may require a minimum period of employment history or evidence of regular income, but there are options available for both agency and directly employed supply teachers.
Absolutely. Newly qualified teachers (ECTs) can often secure a mortgage, even if they have only recently started their teaching career. Lenders will usually assess your income, employment contract, deposit, and overall affordability when considering your application.
While there are very few mortgage products exclusively for teachers, some lenders take a positive view of teaching professionals due to the stability of the profession. A mortgage adviser can help identify lenders whose criteria are well suited to teachers and education professionals.
Most lenders will typically offer between 4 and 5 times your annual income, although this can vary depending on your circumstances. Factors such as existing commitments, credit history, deposit size, and household income will all affect how much you can borrow.
At GHL Direct, our mortgage advice for teachers is completely fee free. You'll receive expert mortgage advice, access to thousands of mortgage deals, and support throughout the application process without paying broker fees.

Ready to find a mortgage

Explore our range of teacher mortgage options. Our expert mortgage brokers are available at times to suit your school hours.

Book your call