mortgages for teachers
Fee free advice on teacher mortgages
Get a mortgage without the fees. Our fee-free mortgage advice for teachers helps you save time, money, and stress while finding the best mortgage rates tailored to your needs.
- Fee free
- 4.98/5
- Rated as excellent
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Why choose us
We get mortgages for teachers
Looking for teacher home buying programs? Let our mortgage brokers handle the mortgage rates, application, and everything in between. Free to you.
Save Time
Don’t waste your valuable time researching mortgage rates and completing lengthy application forms. We’ll take care of it for you.
Save Money
Save money on your mortgage with better rates, lower application fees & free mortgage advice. Make big savings on your monthly payments.
Get Exclusive Rates
Your mortgage adviser has access to 1000’s of mortgage rates and exclusive offers that that may not be available to you directly.
Couldn’t have asked for better service!
Jamie Radcliffe
client reviews
Trusted by teachers.
Thousands of people have trusted our expert mortgage brokers to help them buy their first home, move to the next or remortgage. Lets see if we can help you too.
How To Get A Mortgage As A Teacher
Take the first step
Advice whenever you need it
Get professional mortgage advice, from 8am - 8pm Monday to Friday & 9am - 6:30pm on Saturday & Sunday.
However you want
You can chat via phone, video call or face to face
home loans for teachers
Can I get a mortgage
As a teacher, you already juggle plenty of challenges, from managing tight budgets to handling endless paperwork. Finding a mortgage shouldn't feel just as complicated.
That’s where we come in. Whether you’re looking to buy your first home, move to a new one, or remortgage your current one, we’re here to make the process as smooth as possible.
With a GHL Direct mortgage broker, you’ll get expert guidance to find the right mortgage rates tailored to your needs. Book a call to find out how much you can borrow to buy a home.
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Mortgages for teachers
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Open 7 days a week
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Free mortgage advice
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No obligation quote
teachers need help too
Your mortgage questions
Typically, you'll need to provide the following documents:
- Proof of identity (e.g., passport, driving license)
- Proof of address (e.g., utility bills, bank statements)
- Three months' payslips
- Tax returns for the last three years
- Bank statements for the last six months
Yes, you can usually get a mortgage with a part-time teaching job. However, lenders will assess your overall income and affordability to determine your eligibility.
While it might be more challenging compared to someone with a good credit score, our mortgage brokers work with lenders who specialise in offering mortgages to individuals with poor credit history or CCJs.
Yes, there are government schemes like the Help to Buy Equity Loan and the First Time Buyer Scheme that can assist teachers in purchasing a home. These schemes provide additional support, such as shared ownership or loans, to make homeownership more affordable.
Here are some questions you can ask your mortgage adviser:
- How much can I borrow?
- What type of mortgage is best for me?
- What are the interest rates and fees?
- What are the monthly repayments?
- What happens if I can’t afford to make my repayments?
- What are the pros and cons of different mortgage products?
Yes, you can usually get a mortgage as a newly qualified teacher. However, lenders may assess your income and experience to determine your eligibility.
Fees may include:
- Arrangement fees
- Valuation fees
- Mortgage application fees
- Broker fees (GHL Direct will not charge you any broker fees, its at our advisers expense)
Ready to find a mortgage
Our mortgage brokers understand the unique financial situations of teaching professionals and work around your hours.