Mortgage broker.
Less stress. £0 fees.
Join thousands of homeowners & let s find the right mortgage for you.
How it works
Get expert guidance in 3 simple steps—from your first call to getting your keys.
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Why choose us
Why thousands choose to mortgage with GHL Direct
Save time
Skip the research and paperwork. We'll compare mortgage deals, prepare your application and manage everything from start to finish.
Save money
Access competitive mortgage rates from over 50 UK lenders. We'll compare your options to find the mortgage deal, with no broker fees to pay.
Get expert support
Your dedicated mortgage broker will guide you through every step, from your initial enquiry to mortgage offer and completion.
Mortgages for every situation
Whether you're buying your first home, remortgaging, moving house, investing in property or self-employed, we'll help find the right mortgage for your circumstances
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First Time Buyers
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Remortgages
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Self Employed
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Buy To Let
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Moving Home Mortgages
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Rent To Buy Mortgage
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Shared Equity Mortgage
Why use a mortgage broker over a bank?
Compare thousands of mortgage options from some of the UK's leading lenders and get expert advice tailored to your circumstances.
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Compare mortgage deals from 50+ UK lenders, not just one
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Find lenders whose criteria fit your circumstances
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Reduce the risk of your mortgage being declined
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Save you the time of researching different lenders yourself
mortgage broker faqs
Your mortgage questions
Yes. For enquiries submitted through this page, most residential mortgage advice is provided without broker fees. We'll compare mortgage deals from over 50 UK lenders, recommend the most suitable mortgage for your circumstances, and support you throughout the application process at no cost to you.
We are paid a commission by the lender when your mortgage completes, allowing us to provide expert mortgage advice without charging most clients directly.
In some specialist circumstances, including certain buy-to-let, adverse credit, commercial, complex, or lower-value mortgage cases, a broker fee may apply. Any fees will always be clearly explained and agreed with you before proceeding.
The amount you can borrow depends on factors such as your income, outgoings, credit history, deposit, and the lender's affordability criteria.
As a general guide, many lenders will consider borrowing between 4 and 5 times your annual income, although this can vary. Our advisers can provide a personalised borrowing estimate and help you understand your options.
A mortgage broker can often access a wider range of mortgage products than a single bank. We compare thousands of mortgage deals from over 50 UK lenders to help find the most suitable rate and mortgage for your circumstances.
A bank can only offer its own mortgage products, whereas a mortgage broker can compare options from multiple lenders. This gives you access to a wider choice of rates, lending criteria and mortgage products, helping you find the right solution for your needs.
In many cases, a Mortgage in Principle can be arranged quickly once we've discussed your circumstances and have the information we need. Your mortgage adviser will compare suitable lenders, explain your options and help you get your Mortgage in Principle so you can move forward with your property search.
For many borrowers, yes. A mortgage broker can save you time, compare a wide range of lenders on your behalf and guide you through the application process from start to finish. With our fee-free service, you receive expert mortgage advice and support without paying broker fees.