What does a mortgage advisor do?

A mortgage advisor helps you find and secure the best mortgage deal by comparing lenders, explaining your options, and handling the full application process from start to finish.

Why should I use a mortgage advisor?

Using a mortgage advisor saves time, stress, and money. Advisors have access to deals you won’t find online and guide you through the process with clear, expert advice.

Do mortgage advisors charge a fee?

Some advisors charge a small fee, while others are paid by the lender. We’re always transparent about costs upfront — so there are no surprises or hidden fees.

Can a mortgage advisor find better rates than my bank?

Yes — advisors compare rates from multiple lenders, not just one bank. This means you’ll often find more competitive deals tailored to your needs and circumstances.

How long does it take to get a mortgage?

Once your documents are ready, most applications take around 2–4 weeks to be approved. Your advisor will manage the process and keep you updated throughout.

Will a mortgage advisor help if I’m self-employed or have bad credit?

Yes — advisors work with specialist lenders who understand different income types and credit situations. They’ll help find a mortgage that suits your circumstances.

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Why we are different

Why homebuyers choose GHL Direct

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Compare Deals From Over 50 UK Lenders
Appointments Available Within The Hour, 7 Days A Week

Save Time

Skip The Research And Paperwork. We Compare Mortgage Deals, Prepare Your Application And Manage Everything From Start To Finish.

Save Money

Access Mortgage Rates From Over 50 UK Lenders. We'll Compare Thousands Of Deals To Help Find The Right Mortgage For Your Circumstances.

Get Expert support

Your Dedicated Mortgage Broker Will Guide You Through Every Step, From Initial Enquiry To Mortgage Offer And Completion.

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Trusted by 2700+ UK homebuyers

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How It Works

Book your free call

Choose a convenient time to speak with one of our expert mortgage brokers and tell us what you would like.

STEP 1

Compare options

We search a wide range of lenders and compare mortgage deals to find the most suitable option for your needs.

STEP 2

Secure your deal

We guide you through the paperwork and application process, helping make your remortgage fast and stress-free.

STEP 3

Advice whenever you need it

Get expert mortgage advice, from 8am - 8pm Monday to Friday & 9am - 6:30pm on Saturday & Sunday.

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However you want

You can chat via phone, video call or face to face

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For every situation

Whether you're buying your first home, remortgaging, moving house, investing in property or have a complex income, our advisers can help find the right mortgage for your circumstances.

First Time Buyers
Remortgages
Self Employed
Bad Credit Mortgages
Buy To Let
Moving Home Mortgages
Rent To Buy Mortgage
Shared Equity Mortgage

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Why use a mortgage broker instead of your bank?

Compare thousands of mortgage options from some of the UK's leading lenders and get expert advice tailored to your circumstances.

Compare mortgage deals from 50+ UK lenders, not just one
Specialist support for bad credit, self-employed and complex income applications
Your own dedicated adviser from application to approval
Appointments available within the hour, 7 days a week

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mortgage broker faqs

Your mortgage questions

Do You Charge Broker Fees?

No. Our mortgage advice service is completely fee-free, meaning you won't pay any broker fees for our advice, recommendations or support. We'll compare mortgage deals from over 50 UK lenders and guide you through the entire process at no cost to you.

Why Is Your Mortgage Advice Free?

We receive a commission from the lender when your mortgage completes, allowing us to provide expert mortgage advice without charging broker fees. This means you benefit from professional guidance, access to over 50 UK lenders and support throughout the mortgage process at no additional cost.

The amount of commission we receive varies between lenders and mortgage products, but it does not affect our commitment to recommending the most suitable mortgage for your circumstances.

Can A Mortgage Broker Get Better Rates?

A mortgage broker can often access a wider range of mortgage products than a single bank. We compare thousands of mortgage deals from over 50 UK lenders to help find the most suitable rate and mortgage for your circumstances.

Why Use A Mortgage Broker Instead Of Going Direct To A Bank?

A bank can only offer its own mortgage products, whereas a mortgage broker can compare options from multiple lenders. This gives you access to a wider choice of rates, lending criteria and mortgage products, helping you find the right solution for your needs.

Do Mortgage Brokers Help Bad Credit Applicants?

Yes. We regularly help clients with bad credit, missed payments, defaults, CCJs and complex income circumstances. Every lender has different criteria, and we'll identify which lenders are most likely to consider your application.

Is Using A Mortgage Broker Worth It?

For many borrowers, yes. A mortgage broker can save you time, compare a wide range of lenders on your behalf and guide you through the application process from start to finish. With our fee-free service, you receive expert mortgage advice and support without paying broker fees.

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Appointments available 7 days a week. Let our fee free mortgage brokers do the hard work and find the right deal for you.

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