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Life Insurance

We believe that everyone should have access to honest & clear Life Insurance advice to minimise the financial impact that your death could have on your loved ones should you pass away or be diagnosed with a terminal illness during the term of the contract.
If you die or if you’re diagnosed with a terminal illness with a life expectancy of less than 12 months, during the length of the policy, it could pay out a cash sum

Life Insurance Advisers

Home Insurance Advisers

Critical Illness Advisers

Income Protection

Life Insurance to depend on

Having Life Insurance in place doesn’t reduce the odds of something happening to you but it can make life a lot easier for you and your family if the worst were to happen. Most of us would like to think that when our lives come to an end, we’ll be old, our loved ones will be financially secure and our financial responsibilities will be taken care of. Sadly this isn’t always the reality.

What is life and protection insurance?

Life and protection insurance policies are designed to protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.

Most of us wouldn’t think twice about insuring our home, car, TV or smart phone – the material things we see and use every day. We even make sure our pets and holidays are covered. So why don’t we feel the same about protecting our families?

Perhaps it’s because we assume that when our lives come to an end, we’ll be old, our loved ones will be financially secure and our financial responsibilities will have been taken care of.

Sadly, this situation isn’t always the reality. And, even if we do live a long and happy life, we may at some point suffer an illness or accident that prevents us from working, or makes us a victim of unemployment.

It’s therefore sensible to consider how best you’d protect your finances – and those of your family – if the unexpected were to happen.

Insurance Services

Just a few of the Insurance services our local advisers offer

Life Insurance checklist

Find out what life may have in store for you with a 60 second risk check. We all hear news of a friend or a relative who is off work for a few months, or has been diagnosed with a serious illness, or has unexpectedly died.

Are you at risk?

  • Could your family cope financially if either you or your spouse/partner died?
  • How much income would you have if you were taken seriously ill and couldn’t work?
  • How your lifestyle may change if you had an accident and couldn’t do the things you do today?
  • We don’t like to think about it but even if you’re not around to grow with your family taking out life insurance could ensure they keep the home they’ve grown up in

Without a life insurance policy, your loved ones could struggle to pay the bills or maintain their standard of living. Life cover is not simple and there are big differences between the types of cover and the size of the premiums. It’s important to understand the different types of cover available which our advisers can help with.

It may be tempting simply to opt for the cheapest policy available. But it is important to bear in mind that whilst many products may look the same, there can be important differences between them that can be difficult to spot. This is particularly important with serious and critical illness cover, and income protection insurance, where the cover available from different providers varies more significantly Care should be taken to select a policy that is most suitable for your particular needs.

We can help you make the right selection.


How it works

Your financial adviser should follow these steps



Use our adviser map search or complete the quick callback form, we’ll match you with an adviser.  Once that’s done we’ll call you back at your chosen date & time, whatever & wherever suits you, we’ll find the time



During your free callback we’ll ask you what you want to achieve so we can understand your specific needs and circumstances. We can source 1000’s of Mortgage & Insurance products to target the best deal for you.



Once we’ve made our recommendation, assuming you’re happy, we’ll work with you to submit the application & complete the paperwork, if required liaising with solicitors and just being there for you.


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