You find your first home. We find the mortgage

Find out how much you could borrow, compare 1,000s of mortgage deals and let our experts handle the hard work from application to getting the keys.

BOOK YOUR FREE MORTGAGE CALL
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We do the hard work. You relax.

Buying your first home can feel complicated. Your mortgage adviser will guide you through every step, from finding the right mortgage to getting the keys.

Choose a convenient time for your free 30-minute mortgage call. Appointments are available 7 days a week, often within the hour.
Your adviser will look at your circumstances, explain how much you could borrow and compare mortgage deals from 50+ UK lenders
Once you've found your home, we'll handle your mortgage application and keep you updated right through to completion.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Why choose us

A better way to get your first mortgage.

  • Rated 4.98/5 by over 2,800 happy clients
  • Dedicated adviser from first call to completion
  • Appointments within the hour, 7 days a week
  • Compare mortgage deals from 50+ UK lenders

Save Time

No endless mortgage research. We compare deals, prepare your application and handle the paperwork from start to finish.

Save Money

Compare mortgage deals from 50+ UK lenders to find competitive first time buyer rates that are right for you and your circumstances.

Get Expert Support

Your dedicated first-time buyer adviser guides you through every step, answering your questions and keeping everything moving.

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What we can help with

From small deposits to shared ownership and new builds, we can help you find a mortgage that fits your needs.

  • First time buyer mortgages
  • Shared ownership mortgages
  • 5% deposit mortgages
  • Right to Buy mortgages
  • New build mortgages
  • First Homes Scheme guidance
  • Help to Buy alternatives
BOOK YOUR FREE MORTGAGE CALL
mortgage broker

Not sure where to start?

You don't need to know which mortgage you need. Tell us about your income, deposit and the home you're hoping to buy — we'll explain your options and what you can afford.

  • Find out how much you could borrow
  • Understand what deposit you'll need
  • See which lenders could suit you
  • Get answers before you start applying
BOOK YOUR FREE MORTGAGE CALL
FAQs –

First time buyer mortgages

A first-time buyer mortgage is simply a mortgage for someone buying their first home. Some lenders offer deals specifically aimed at first-time buyers, including options for smaller deposits.

Your borrowing power depends on your income, outgoings, and credit history. We can quickly calculate how much you could borrow and what you can comfortably afford.

Most first-time buyers need a deposit of at least 5–10% of the property value, although this can vary depending on the lender and your circumstances. We’ll explain your options and help you understand how much you may need.

Yes. You may be able to buy your first home with as little as a 5% deposit. The mortgage deals available will depend on your income, circumstances and the property you're buying. We'll compare lenders and help you find an option that works for you.

We guide you through  shared ownership, family assisted mortgages, government-backed schemes, and other low-deposit alternatives to make your first home more affordable.

With the right advice and complete paperwork, most first-time buyers can get mortgage offers in a few weeks. We manage the process to keep it as fast and stress-free as possible.

Mortgages come in different types, including fixed-rate, variable and tracker mortgages. Don't worry if you're not sure which is right for you — your adviser will explain the options and help you find a mortgage that suits your circumstances.

A Mortgage in Principle (MIP) is a written estimate from a lender that shows how much they’re likely to lend you based on your financial details.

It’s not a formal mortgage offer, but it gives you a good idea of your budget and helps demonstrate to sellers and estate agents that you’re a serious buyer.

Ready to get your first mortgage?

Speak to a friendly mortgage adviser and find out what you can borrow — we’ll guide you through every step.

SPEAK TO AN ADVISER