financial adviser
Lee Dowdy
Finding the right mortgage can feel overwhelming, and that's completely normal. Whether you’re buying your first home, remortgaging, or upgrading to your dream house, I’m here to make it simple and stress-free.
As your dedicated mortgage expert, I’ll guide you every step of the way—from application to completion—saving you time, effort, and money. On top of that, I can help you protect what matters most with life insurance, critical illness cover, and income protection.
Let me take care of the mortgage rates so you can focus on the excitement of moving into your new home.
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
real people. real reviews
find a mortgage
Chat to Lee today
Just 30 seconds is all it takes to book
your no obligation call
Contact
07565 612 231
Services
Mortgage Advice | Protection Advice
Available
Weekdays - 08:30 - 18:00
3 simple steps
How to get financial advice
Advice whenever you need it
Get expert financial advice, from 8am - 8pm Monday to Friday & 9am - 6:30pm on Saturday & Sunday.
However you want
Get your call via phone, video call or face to face
mortgage advice
Still have questions?
A mortgage adviser can help you make sure you're getting the best possible deal on your mortgage. They can help you:
Find the right deal: They'll compare different mortgage rates and fees to find the one that suits your budget.
Understand the jargon: Mortgages can be confusing with all the terms and conditions. A mortgage adviser will explain everything in plain English.
Avoid mistakes: They can help you understand the potential risks and benefits of different mortgage types.
Your first meeting is is fee free and without obligation. We'll just have a friendly chat to understand your goals and see how we can help.
In most cases, using a mortgage adviser doesn't cost you anything extra. They get paid a commission by the lender when you take out a mortgage.
However, for more complex situations, some mortgage advisers may charge a fee. This will be explained clearly before we start working together
While a mortgage adviser can hep you find a mortgage, they can often provide advice on other financial matters, such as:
- Life insurance
- Critical illness cover
- Home insurance
- Income Protection
- Remortgaging: If you want to switch your mortgage to a better deal.
- Buying a property: They can help you understand the buying process
- Buy to let mortgages: Find the right buy to let mortgage rates
To help your adviser find the right mortgage for you, you'll need to provide some basic information about your financial situation, such as:
- Your income
- Your outgoings
- Your credit history
- Your desired property value
- Your deposit size
The length of your residency in the UK is a crucial factor for mortgage lenders. Most lenders prefer applicants who have been living in the UK for at least three years. This allows them to evaluate your financial history within the country, including your credit score, income stability, and employment status.
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. MOST BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY