buy to let mortgage

Stress Free Buy to Let Mortgage Advice

Get the right Buy to Let mortgage with support from experienced brokers. We’ll find the right rates and handle all the paperwork, saving you time, hassle, and money.

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  • Rated as excellent
  • 4.98/5
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YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Why choose us

Get your Buy to Let mortgage sorted today

  • Expert advice tailored to landlords
  • Access to deals from specialist lenders
  • Fast decisions and clear guidance
  • We handle the application from start to finish

Save Time

Skip the endless research and paperwork. We compare rates, prepare your application, and manage the process from start to finish

Save Money

Access better mortgage rates and lower fees, saving you hundreds on your monthly payments and thousands over your mortgage term.

Get Exclusive Rates

As experienced mortgage brokers, we can access thousands of mortgage deals — including exclusive offers you won’t find direct with lenders.

RATED 4.98/5

100% of reviewers recommend

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Who we help

Whether you're purchasing your first investment property or expanding your portfolio, we’ll find the right deal and handle all the paperwork.

  • First-time landlords
  • Portfolio landlords
  • Ltd company SPV structures
  • HMO and multi-unit landlords
  • Clients with complex income or multiple propertie
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What ghldirect does

Get personalised Buy to Let mortgage advice today.
Fast, simple, stress-free, tailored to your investment goals.

  • Specialist Lender Access
  • Competitive interest rates
  • Options for interest-only and repayment
  • Products designed for rental income
  • Specialist criteria for complex cases
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btl mortgage faqs

Your mortgage questions

Most lenders require a 20–25% deposit, but depending on your rental yield and income, some specialist lenders may offer options outside this range.

Yes. Many lenders accept first-time landlords, though criteria can be slightly stricter and rental coverage tests may be higher.

Absolutely. SPV limited companies are widely accepted and often preferred for tax planning. We can help you compare personal vs. Ltd company lending.
Lenders typically rely on rental income, applying stress tests and interest coverage ratios. Some will also consider your personal income, especially for top-slicing.
Yes. Many landlords choose interest-only because it keeps monthly payments lower. Repayment options are also available if you prefer to reduce the capital.
Most applications are decided within 5–14 days, depending on lender workload and how quickly documents are provided. We help streamline everything to speed this up.

Get started today

Buying a second home doesn’t need to be stressful. See how much you can borrow by booking a quick call today.

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