critical illness insurance
Your health, your future. Insured. with our advice
Unexpected illnesses can be life changing. Critical illness insurance provides a financial safety net, giving you and your family the freedom to focus on recovery.
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Critical illness advisers
Why choose us
Life's unpredictable, your critical illness insurance shouldn't be. We'll find a policy that protects what matters most to you
Save Time
Don’t waste your valuable time researching critical illness insurance plans or completing long application forms. We’ll take care of it for you.
Save Money
We'll offer recommendations for your specific needs and circumstances. This ensures you're not paying for unnecessary coverage.
Get Exclusive Rates
By comparing plans from multiple insurance providers, we'll aim to find the right critical illness insurance quotes to keep your family protected.
Protect your income
Focus on your health
Unexpected illnesses can be stressful enough without financial worries. Critical illness insurance takes the burden off your shoulders, allowing you to focus on recovery.
Life is unpredictable. Protect yourself and your loved ones with critical illness insurance. It’s a wise choice for people of all ages, not just those facing major milestones.
While many people consider critical illness insurance when starting a family or buying a home, the truth is, it’s a valuable investment for everyone. A serious illness can happen at any age, so protecting your financial well-being is essential.
Critical illness insurance offers a valuable financial safety net in the face of a serious illness. It provides a tax-free lump sum payment upon diagnosis of a covered condition, which can significantly alleviate the financial strain associated with medical expenses, lost income, and other related costs.
While the specific conditions covered may vary between insurers, many policies include:
– Heart attack
– Stroke
– Cancer
– Major organ transplants
– Other critical illnesses
What it does
Critical illness insurance provides a lump sum payment if you are diagnosed with a specific critical illness. This payment can be used to cover medical expenses, lost income, or other expenses related to your illness.
Health insurance
It's important to note that critical illness insurance is not a substitute for health insurance. Health insurance covers the costs of medical treatment, while critical illness insurance provides a lump sum payment.
Quality vs cost
The old saying 'you get what you pay for' often holds true for critical illness insurance. It might be tempting to go with the cheapest premium, but are you sure your insurer will be there when you need them?
Who's it for?
Ultimately, anyone who wants to protect their financial well-being and ensure the security of their loved ones in the event of a serious illness may benefit from critical illness insurance
Find critical illness cover
Knowing you're financially protected can provide peace of mind when things go wrong. Get the right critical illness cover today.
Illness protection
Your peace of mind
Critical illness insurance isn't mandatory, but it's a wise investment. It can provide a crucial financial safety net during your recovery.
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Find critical illness insurance Dealing with insurance can be time-consuming. An adviser can handle the paperwork and negotiations on your behalf.
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Simplify the process Let us take care of the paperwork and finding the right critical illness insurance quotes. You can focus on your health.
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Advice made for you: We'll assess your specific needs and recommend the most suitable critical illness insurance options for your situation.
how to get protection
Lets get you covered
Advice whenever you need it
Get expert insurance advice, from 8am - 8pm Monday to Friday & 9am - 6:30pm on Saturday & Sunday.
However you want
You can chat via phone, video call or face to face
critical illness insurance advice
Insurance questions
Critical illness insurance provides a lump sum payment if you are diagnosed with a covered critical illness.
Common critical illnesses include heart attack, stroke, cancer, kidney failure, and major organ transplants.
Each insurance provider will have their own definition so its vital to check beforehand.
While both provide a lump sum payment, critical illness insurance pays out if you are diagnosed with a covered illness while still alive, whereas life insurance pays out upon your death
The amount of critical illness insurance you need depends on your financial situation, lifestyle, and the potential financial impact of a serious illness.
If your illness is not covered, you will not receive a payout. It's important to review your policy carefully to understand the specific conditions covered.
You may still be able to get critical illness insurance, but your premiums may be higher, and certain conditions might be excluded from coverage