Home Insurance

Protecting

More of us now use price comparison websites to find the best price on our Home Insurance. But unless you really understand the product you’re looking for, buying online might leave you exposed.

Home Insurance

Buildings and contents insurance is normally referred to as home insurance. It can be a combined policy or bought as 2 separate policies, that will cover damage to the house or its contents.

Buildings Insurance

Buildings Insurance is essential and will be a condition of the mortgage and although contents insurance is not compulsory it is strongly recommended. Speak to our Home Insurance advisers before its too late.

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Home Insurance, information you may need

Mortgage Steps

Buildings Insurance

This insurance covers your house in case of damage. Typical examples of cover would include damage caused by storms, floods or fire. smoke or explosions, water leakage/burst pipes, subsidence, or even vandalism. There are a few exceptions on this insurance, so please do speak to one of our Home Insurance Advisers to ensure you are fully covered.

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Contents Insurance

Covers the contents in your house that are not fixed to the property, for example your furniture, jewelry, appliances and clothing. Contents insurance, will normally replace lost or damaged items on a new for old basis, but it is important that you compare carefully the policy terms of any proposed policy to ensure you are buying the cover you require.

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Get the right cover for you

By seeking professional advice on your Home Insurance, you’ll get a policy that offers the cover your really need – without any hidden catches. What’s more, the buildings and contents policies that we offer advice on are have been independently assessed and endorsed. If in any doubt please get in touch with our Home Insurance advisers today.

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Cheap online policies

You may find policies bought online offer generous discounts over their ‘offline counterparts’. But those savings could leave you out of pocket. Hidden policy excesses, standard ‘default’ terms that leave you under or over-insured and policy exclusions: they could all stack the odds against you when it comes to making a claim.

Home Insurance news & information

We have prepared some Home Insurance posts.
These may help you if your new to the market or just looking for extra information

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