Your GHL Direct Mortgage Advice
Welcome & thank you for trusting us to help with your mortgage advice. You’ve made the first big step so we’ve put together a few details about your free call and what you can expect from us.
My calls booked, what do I do now?
How long does the initial meeting last?
Frequently Asked Questions
Understandably we get asked a lot of questions so chances are you also have a few. Lets see if we can answer a few for you but if there is anything else please do ask your mortgage advisor.
To make the most of your time with your mortgage advisor it can be handy to have any questions ready. If you have found your dream home, details of the purchase price & any deposit you may have will really help alongside income details. At this stage proof of income & bank statements are not usually required.
An initial meeting with a GHL Direct mortgage advisor can last up to one hour, though it does depend on the complexity of your circumstances. Usually though it will be under 30 minutes.
Your initial meeting is very relaxed & will include a ‘fact find’ session, which enables the mortgage advisor to understand your current circumstances, future goals and priorities. When you first speak to us, we have to tell you what our charges are (if any) & how they are to be paid. We also have to say if there are any limits to the range of mortgages we can recommend for you. Using our expert knowledge and database of over 15,000 mortgages from 53 of the UKs tope mortgage lenders, we will find the deals that are most suitable for your needs.
Very good question and we more than happy to answer this. GHL Direct & our advisors are regulated by the FCA (Financial Conduct Authority) which means we are fully authorised to offer financial advice in the UK. You can verify this at the FCA website
Popular question, and righty so when your making the biggest financial decision of your life. All our reviews are verified externally from genuine customers who we have helped with mortgage, insurance, investment or pension advice. As we are are regulated company we need to provide evidence of this annually. You can check out our reviews on our review partner website
Mortgages can be complex and unique to you, your local area and to what type of mortgage your looking for. With this in mind, at your time of booking we cant identify which of our advisors is best suited. We can assure you your advisor will be professional, courteous and on time. They will be calling from a mobile number on the exact day & time you have requested.
Your initial meeting with a GHL Direct adviser to discuss your requirements is at our advisers own expense and always without obligation. Some mortgage advisors charge nothing, others charge according to the complexity of each individual case. Some mortgage advisers will charge an up-front flat fee while others will take commission from the bank or lender providing the loan. Your mortgage advisor will outline all this to you at the start of the meeting.
Whether you’re buying your first home, expanding your property portfolio or remortgaging, our mortgage advice can be a great help. Taking professional advice can make the difference between a successful mortgage application and being rejected. It may also lead to a much better value deal as we have access to over 53 of the major Mortgage lenders in the UK, potentially saving you thousands of pounds over the mortgage term
Our mortgage advisors are not restricted to any particular providers and will act solely in your best interests. We have access to over 15,000 mortgages from 53 of the UKs top mortgage lenders, we can even offer you deals your own bank may not. You should be confident the deal they recommend will be the best available mortgage for your circumstances. You also get to speak to us anytime of the day whereas your bank may only operate during business hours.
We really hope this isn’t the case but if you really don’t like our company or our advice its absolutely no problem at all. Your under no obligation to take our advice or in fact any mortgage advisors advice and this call is completely free to you
Once we have identified the options available, we’ll meet or chat with you again to discuss our recommendations over the phone. We’ll also write to you so you can review what we have suggested, and why. Assuming you’re happy with our recommendations, we’ll work with you to complete the application forms and liaise with your solicitor, valuers and surveyors on your behalf. We can also talk you through the vital areas involved in financially protecting your new property and we’ll stay in touch throughout the process – and into the future.
Buying a property isn’t just about the right mortgage; it also involves solicitors, surveys and insurance. Your financial advisor can help you will all of this and will talk you through the options at a later stage. One advisor, multiple solutions. We aim to keep it all stress free for you.
Free Mortgage Guides For You
We’ve put together some guidelines with the aim of helping you understand what you need to think about & making you feel more confident about your mortgage decisions
Helping people mortgage
GHL Direct Mortgage Advice
Thanks again for letting us help with your mortgage, we'll speak to you very soon.
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