Mortgage & Insurance News

downsizing your home

The search for a reliable retirement income

The search for a reliable retirement income It’s been over three years since the April 2015 pensions changes which scrapped compulsory annuities and gave pensioners greater choice over how to take their retirement income. This historic change to UK pension legislation opened up a range of investment opportunities for pensioners. With increased control of their pension, investors can seek to [...] Read more
Income Protection

Barriers to protection

According to an online survey of 2,000 adults by Royal London, half of those surveyed believe life insurance is essential for someone with a mortgage or dependants and yet only 60% of people with a mortgage have life cover. While 60% of those surveyed with a mortgage have a life insurance policy, just 29% have critical illness cover and 19% [...] Read more
Help to buy mortgages

Valuations vs Surveys

Conveyancing is an important part of the home buying process, and it’s important to note it’s required when both buying and selling a property.

So what should you consider when choosing a property solicitor to carry out your conveyancing? It’s important to use a qualified property solicitor who’ll be able to take care of a range of issues on your behalf, including:

Read more
Family Cycle

The value of protection

The value of protection Buying a new home is possibly one of life’s biggest and most exciting events. It’s also a major financial commitment – one that could be with you for 25 years or more. Your ability to maintain your mortgage payments relies on a constant income, so how would you continue to make your mortgage repayments if your [...] Read more
Interest Rates

Interest Rate Rise

Interest Rate Rise In 2007 Bulgaria and Romania joined the European Union, Lewis Hamilton got his first drive in Formula 1 partnering with Fernando Alonso at McLaren, the final book in the Harry Potter series was published and England played their first match at the new Wembley Stadium. It was also the year in which the Bank of England last [...] Read more
critical-illness-insurance

Critical Illness cover can make a difference

Critical Illness cover can make a difference If you’ve ever turned down a recommendation of critical illness because you can't see the value of it, this real-life case study might make you think again. Peter Simpson is a successful commercial manager for a Berkshire-based firm. He’s married with three children aged 13, 11 and 9 and has a £297,000 mortgage. [...] Read more
Social

Could your status update affect your claim?

Could your status update affect your claim? Given the nature of social media and the millions of us who use it every day, you probably weren’t alone in posting pictures, videos and status updates showing off your recent Christmas presents and festive celebrations. But did you stop to think that posting information like this on Instagram, Facebook, Twitter or Snapchat [...] Read more
Self Build Homes

What are your grand designs?

What are your grand designs? Are you a budding Frank Lloyd Wright with ambitions to design and build a home to your exact specifications? If you're choosing to build the property of your dreams and you have the knowledge and skills required, you could opt for the DIY route and take on as much of the work as you can. [...] Read more
Mortgage Advice

The value of our advice

The value of our advice Good financial advice and planning helps people to protect and build their assets, make the most of their investments and help to achieve the goals and lifestyle they desire. Establishing priorities Every client we meet has a unique and varied range of financial planning needs, so it's important to establish priorities right from the start [...] Read more
Financial Advice

The value of mortgage advice

The value of mortgage advice With so many mortgage lenders offering their products on the high street and online, it can be tempting to cut out the middleman and 'go direct'. But when you're making such an important financial commitment, the guidance you can get from a qualified mortgage adviser can be invaluable. Here are five ways we can make [...] Read more
<nav class="navigation pagination" role="navigation"> <h2 class="screen-reader-text">Posts navigation</h2> <div class="nav-links"><a class="prev page-numbers" href="https://mortgageandinsuranceadvice.co.uk/mortgage-insurance-news/">Previous</a> <a class='page-numbers' href='https://mortgageandinsuranceadvice.co.uk/mortgage-insurance-news/'>1</a> <span aria-current='page' class='page-numbers current'>2</span> <a class='page-numbers' href='https://mortgageandinsuranceadvice.co.uk/mortgage-insurance-news/page/3/'>3</a> <span class="page-numbers dots">…</span> <a class='page-numbers' href='https://mortgageandinsuranceadvice.co.uk/mortgage-insurance-news/page/7/'>7</a> <a class="next page-numbers" href="https://mortgageandinsuranceadvice.co.uk/mortgage-insurance-news/page/3/">Next</a></div> </nav>