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Mortgage Calculator

Mortgage Calculator

Mortgages for First time buyers can be very confusing with hidden costs, fees and taxes. Use our Mortgage calculator to estimate how much your dream home will cost you each month.

Property Valuation:
Your maximum deposit:
Proposed Interest rate:
Over how many years:
Monthly payments
Loan Required:
Your breakdown

Based on borrowing {loan_amount} over {term_years} years at {interest_rate}%, your monthly repayments would be {answer_two} with a {loan_to_value} loan to value. A one off Stamp Duty cost of {total_stamp_duty} is payable at the start of your mortgage.
To qualify for a mortgage of {loan_amount}, lenders will typically require a gross annual income of {afford4_5} to {afford3_2}. Our estimate is based on a single income multiple of 3.2 to 4.5, and is subject to the lender's lending criteria.

Your Deposit Amount

The amount of deposit you have:


The ratio of the loan to the value :


Stamp Duty Tax on house value:

Term of Mortgage

Mortgage Term in years::

Please note your Loan To Value (LTV) must be at the most 95%, you will need to revise your figures to estimate calculations

No obligation advice

Send us your mortgage calculations and we will arrange for your local adviser to call at your specified time to chat.
Loan Amount£0.00
Purchase price$0.00
Stamp Duty 2%: $0
Stamp Duty 2% max: $0
Stamp Duty 5%: $0
Stamp Duty 10%: $0
Stamp Duty 12%: $0

This is for illustrative purposes only and is not a mortgage offer. Before a lender will agree a loan, a full mortgage application will be required. Please also note we do not store or see any of the information you input to these calculators.

Your home/property may be repossessed if you do not keep up repayments on your mortgage