Mortgage Broker In Manchester

GHL Direct is a top mortgage broker in Manchester, providing expert guidance and attractive interest rates on a variety of mortgages. We have access to over 50 UK mortgage lenders, so we can help you find the ideal mortgage for your requirements, whether you are a first-time buyer, buying to let, or remortgaging.

Get a Mortgage in Manchester

Book a fee free call

We make getting a mortgage in Manchester easy and It takes just 30 seconds to book your fee free consultation.

Chat to a mortgage broker

We’ll discuss your needs and requirements, and then we’ll search the market for the best mortgage deal for you.

Apply for a mortgage

Once we’ve found the right mortgage for you, we’ll help you with the application process and make sure that everything goes smoothly.

Our Mortgage Services

We have a variety of mortgages to choose from in Manchester, for first-time buyers, landlords, people remortgaging, self-employed people, people with bad credit, and commercial. mortgages.

Manchester Mortgage Tips

Getting a mortgage in Manchester can be challenging, but it's definitely possible with the right help. Here are a few tips:

Save a deposit. The larger your deposit, the better your chances of being approved for a mortgage and getting a lower interest rate. In Manchester, you’ll typically need a deposit of at least 5% for a first-time buyer mortgage, but some lenders may require a larger deposit.

Improve your credit rating. Your credit rating is one of the most important factors that lenders will consider when assessing your mortgage application. A good credit rating shows lenders that you’re a responsible borrower and that you’re likely to repay your mortgage on time.

Get mortgage advice from a qualified broker. A mortgage broker can help you find the right mortgage for your needs and circumstances, and they can also help you with the application process.

With GHL Direct, you can increase your chances of being approved for a mortgage and getting the best possible deal.

Consider a Help to Buy mortgage. The Help to Buy scheme is a government scheme that can help first-time buyers and home movers to buy a property in Manchester. Under the scheme, the government can lend you up to 20% of the purchase price of a new-build property, or 40% of the purchase price of a resale property. You’ll need to save a deposit of at least 5% yourself.

Be prepared to move quickly. The Manchester property market is competitive, so you need to be prepared to move quickly if you find a property that you want.

Do your research. Before you start looking at homes, it’s important to understand the Manchester property market. This includes knowing the average prices in different areas, as well as the different types of properties available.

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Your home or property may be repossessed if you do not keep up repayments on your mortgage. Some buy to let mortgages are not regulated by the Financial Conduct Authority.