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Buy To Let Mortgages

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We believe that everyone should have access to honest Buy To Let Mortgage advice to help them make more of their money.
The rules around buy-to-let mortgages are similar to those around regular mortgages, but there are some big differences which our advisors will help navigate
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First Time Buyers Advisers

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Buy To Let Advisers

Buy To Let advice you can depend on

If you’re an experienced landlord or just starting out, you’ll have specialist requirements that set you apart from a standard residential purchaser. We can access the major lenders in the Buy To Let market including those specialising in lending to professional landlords and consumer buy to lets. We’ve also developed relationships with general insurers who’ve designed specialist landlords buildings and contents policies.

Besides the monthly mortgage costs, potential landlords should carefully consider the ongoing costs of owning the rental property.

These additional costs may include:

  • Ground Rent/Service Charges – These costs only apply to leaseholds.
  • Property Maintenance – The upkeep of the property itself.
  • Letting Agent fees – If you need management of your property.
  • Buildings /Contents Insurance – Property will need buildings insurance.
  • Appliance Safety and Inspection – Appliances may need to be inspected.
  • Legal insurance – To cover costs involved in pursuing possible eviction.

Buy To Let mortgages are designed for property investors and private landlords, who do not intend to live in the mortgaged property.

Buying additional property for the purpose of letting it to earn rental income can be risky and complicated since there is no guarantee that house prices will rise nor that rental income will be uninterrupted.

On the upside, letting a second property to tenants could return great financial rewards over the longer term, but it’s important to properly consider the risks, as well as rewards, involved in ‘Buy to Let’ first.

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HOW DO I GET ADVICE

01

Send your details

It will only take 20 seconds to send us your contact details below telling us when to call and your all done, we will match you to an adviser local to you.

02

Adviser chat

They’ll talk through your requirements, asking for basic financial data such as proposed property value, loan required, and any deposit you may have.

03

Finding the deal

Nothing more for you to do, we will search through 20,000 mortgage deals before reporting back on the best & more importantly the right deal for you

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MORTGAGE GUIDES

Mortgage Advice Buy To Let Mortgages Help To Buy Mortgages GDPR
Your home/property may be repossessed if you do not keep up repayments on your mortgage