Without the right protection, you could find yourself in a financially precarious situation if something happens. You could lose your home or be unable to provide for your family if the worst were to happen.
Get peace of mind with our expert insurance advice.
Whether you want to insure your home, your income, or health, we will find the right cover to suit your needs should the unexpected happen,
BOOK A FREE INSURANCE CALLHow do you benefit?
If you're thinking about transferring your pension, it's important to speak to an expert first. There are a number of factors to consider, such as your age, your financial situation, and your tax status.
Insurance advice in 3 easy steps
01.
Book a fee free call
Getting a bespoke insurance consultation takes just 30 seconds. Let’s schedule your free consultation today
02.
We'll call you back
Your insurance advisor will call to guide you through the process of protecting your home and its contents.
03.
And guide you through
With a friendly, knowledgeable home insurance advisor by your side, we’ll help you every step of the way.
Monday – Friday available from 8am – 8pm
We do weekends too
Saturday – Sunday from 8am – 4pm
In your home, over the phone or via video chat
What our clients think about us
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Joanne is a very nice, helpful and patient professional. Would recommend her to anyone who needs advice re: mortgage/insurance
Patrycja Waz
via reviews.co.uk
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Ian is incredibly helpful, Knowledgeable and friendly. I have used him for a number of mortgages and life insurance policies over the years and I wouldn’t go with anybody else
Calum Walker
via reviews.co.uk
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I found Tony to be very helpful readily available. He explained everything in a clear and understandable manner.
Martin Chandler
via reviews.co.uk
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Really happy with the serviced provided by Alistair Norton of GHL Direct. Friendly yet professional, he explained everything clearly and concisely. I would not hesistate to recommend.
Suzanne Fox
via reviews.co.uk
Peace of mind
Life can be unpredictable and full of unexpected events. Whether it’s a job loss, an illness, or just general life changes, it can be hard to know how you will keep up with your payments and lifestyle without a plan to protect you.
GHL Direct insurance advisors help to ensure that no matter what life throws at you, you’re covered and can continue to live the way you want to live. With the right insurance, your mortgage is secure, your dependents are taken care of, and your lifestyle is protected — so you can keep living life on your own terms.
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Here's what we offer
If you would like to find out if we can help you protect all the things you love we can provide a free consultation.
| GHL Direct insurance advice | |
|---|---|
Home Insurance |
Yes |
Life Insurance |
Yes |
Critical Illness Insurance |
Yes |
Income Protection Insurance |
Yes |
Family Protection |
Yes |
Personal Protection |
Yes |
Wide range of insurance products |
Yes |
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What is insurance?
Insurance is a contract between an individual (the “policyholder”) and an insurance company. In exchange for a premium payment, the insurer agrees to pay for certain specified losses, damages, or expenses incurred by the policyholder.
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What are the different types of insurance?
There are many different types of insurance, each designed to protect against a different type of risk. Some of the most common types of insurance include:
– Buildings insurance: This type of insurance protects your property from damage or loss due to fire, theft, or other hazards.
– Contents insurance: This type of insurance protects your home contents from damage or loss due to fire, theft, or other accidental damage./li>
– Life insurance: This type of insurance pays a death benefit to your beneficiaries if you die.
– Critical Illness Insurance: Serious illness and critical illness insurance plans pay out a tax-free lump sum on the diagnosis of a range of serious (but not fatal) conditions.
– Income Protection Insurance: Income protection insurance pays out a regular tax-free income if you become unable to work because of illness, injury or – with certain policies – compulsory redundancy -
How much insurance do I need?
The amount of insurance you need will vary depending on your individual circumstances and needs. Some factors to consider when determining how much insurance you need include:
– Your income
– Your assets
– Your debts
– Your dependents
– Your lifestyle -
What are the benefits of having insurance?
There are many benefits to having insurance. The right protection a policy can help you protect your assets, your income, and your loved ones from financial hardship. It can also give you peace of mind knowing that you are prepared for the unexpected.
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What are the risks of not having insurance?
If you do not have insurance, you may be financially responsible for any losses or damages that you incur. This could put a strain on your finances and make it difficult to recover.
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Is cheap insurance the best option for me?
It may be tempting simply to opt for the cheapest policy available. But it is important to bear in mind that whilst many products may look the same, there can be important differences between them that can be difficult to spot.
This is particularly important with serious and critical illness cover, and income protection insurance, where the cover available from different providers varies more significantly. Care should be taken to select a policy that is most suitable for your particular needs. We can help you make the right selection.