Your income protection insurance experts
If you can’t work due to illness or injury, income protection insurance can give you the financial security you need. It replaces your salary, covering any regular outgoings and protecting the things you care about most.
Let us help with your income protection insurance
We think you’ll love our income protection advice, its designed to protect you, your home & your family if you’re unable to work because of an accident or illness. Our expert income protection advisors are always ready to chat. You don’t even have to leave home, we are very flexible and offer appointments over the phone, via video call or face to face, wherever & whenever you feel comfortable.
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Income Protection Insurance FAQs
Our insurance experts understand you probably have many questions, so we thought we’d answer some here first. If not, our insurance advisors are always on hand to answer your questions.
You won’t have to wait long at all. Simply send your details using our booking form and we should be able to get you an appointment with a income protection advisor within the hour.. Our calendar lets you choose any day & time, the choice is completely yours.
It really only takes 20 seconds to send us your details, tell us when to call and your all done. We will assign your insurance advisor based on your postcode or whoever we think will manage your requirements best.
Your initial meeting with our GHL Direct insurance advisor can last up to one hour, though it does depend on the complexity of your circumstances.
Our critical illness cover advice is always free and without obligation, you don’t pay a single penny. If you decide to proceed, our advisors will take commission from the income protection provider. Your insurance advisor will outline all this to you at the start of the meeting, transparency is key to our business.
Your initial meeting is very relaxed & will include a ‘fact find’ session, which enables the insurance advisor to understand your current circumstances, future goals and priorities. We also have to say if there are any limits to the range of insurance products we can recommend for you. Using our expert income protection knowledge and access to some of the top uk providers we will find the policy that is most suitable for you & your family.
It may be tempting simply to opt for the cheapest policy available. But it is important to bear in mind that whilst many products may look the same, there can be important differences between them that can be difficult to spot. This is particularly important with income protection insurance, where the cover available from different providers varies more significantly. Care should be taken to select a policy that is most suitable for your particular needs. We can help you make the right selection.
To make the most of your time with your income protection advisor it can be handy to have any questions ready. Have an idea of why you think you may need it and what you want from it, just in case the worst happens.
Very good question and we more than happy to answer this. GHL Direct & our insurance advisors are regulated by the FCA (Financial Conduct Authority) which means we are fully authorised to offer financial advice in the UK. You can verify this at the FCA website
Expert income protection advice.. just in case.
If you’d like to explore the specific options for your circumstances, or simply check if you have the right level of cover in place, we’d be really happy to help.