HOME-BUYER
first time buyers mortgage

Home buyer mortgage

Planning on moving to your dream home, downsizing or just fancy a change of scenery? We can help you if you have a mortgage on your existing home and need a home move mortgage.

By taking advantage of GHL Direct’s expertise and home movers mortgage knowledge, you could save time, effort and most importantly money by getting the right deal. Perhaps a deal you wouldn’t have found on your own.

Mortgage advice you can trust

  • Rated as excellent 4.98/5
  • 100% of reviewers recommend us
Book your callback

Mortgage advice in 3 easy steps

01.
Book a fee free call

Booking an appointment to speak with a home movers mortgage advisor takes just 30 seconds.

02.
We'll call you back

With our help, you’ll find out how much you can borrow and how much mortgage you can afford.

03.
And guide you through

From application to completion a friendly and experienced mortgage advisor will guide you through the entire process.

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first-time-buyer-mortgage

Porting your mortgage

When you port your mortgage, your current mortgage rate is taken with you to your new property. The typical scenario for porting a mortgage is if you're moving to a new home and need to borrow more money before the current deal expires.

Your home mover mortgage advisor can help you decide if transferring your current mortgage is right for you. GHL Direct mortgage advisors can help you decide whether it’s better to take your existing mortgage with you or to switch completely. You can schedule a no-obligation callback any day of the week from 8am to 8pm.

Why choose our mortgage advice

  • Get exclusive deals with lenders, not otherwise available.
  • Your application will be processed faster with our help
  • We’ll ensure you qualify for the mortgage loan and can afford it
  • Our mortgage brokers know the lenders likely to approve your mortgage

What our clients think about us

Here's what we offer

If you're moving home, you likely searched for port mortgage, home mover or moving home mortgage. You may have found it with GHL Direct. We'll help you select the right mortgage, explain all your options, and handle the entire application process.
Home mover mortgage benefits

Mortgage advice, 8am - 8pm

Yes

Fee free, no obligation consultation

Yes

A dedicated mortgage broker

Yes

Assistance with the mortgage application

Yes

New mortgage tracker portal

Yes

Advice on insurance products

Yes
Book a fee free callback
  • When can I get a quote?

    Whenever and wherever works for you is the honest answer. It’s completely stress-free, with no phone queues, travel costs, or weeks of waiting. You can schedule a no-obligation callback any day of the week from 8am to 8pm using our live booking app.

  • Do I need to visit a branch?

    Flexible advice is what we do. GHL Direct offer telephone-based advice as well as zoom, Microsoft teams, WhatsApp video and in home appointments anywhere in England and Wales.

  • How long is the meeting?

    You can expect your initial first time buyer call to take up to 30 minutes, though the complexity of your situation will determine how long it will last. At this point it’s simply getting to know you and seeing what we can do for you. To be on the safe side, we allocate 60 minutes which gives us time to focus solely on you and your mortgage requirements.

  • What am I going to need?

    You can take advantage of your time with your financial advisor if you have your questions ready, as well as financial documents (such as savings or bank statements). For first time buyer mortgages, if you’ve already found a home, it will be helpful to have information on the deposit and value.

  • What does it cost me?

    We always offer free and no-obligation initial meetings with our financial advisors to discuss your needs.

    Some mortgage brokers charge nothing, others charge a flat fee between £195 and £499, while others take commission from the lender. As FCA regulated mortgage advisors we must explain all of this to you at the beginning of your meeting.

  • Why use a mortgage advisor

    A mortgage advisor can be a valuable resource when purchasing your first home. Taking professional advice can make the difference between a successful mortgage application and being declined. We know the lenders that may accept your mortgage application so it saves time, money and hassle.

    It may also lead to a much better value deal as we have access to over 50 of the top mortgage lenders in the UK and thousands of products. This may save you thousands of pounds over the mortgage term. We can even source exclusive products that your bank or building society may not offer.

Your home or property may be repossessed if you do not keep up repayments on your mortgage.