Home buyer or home mover? Let our mortgage advisors guide you through.
Buying and moving home is exciting but can be complicated so we’d love to help with your mortgage advice. Book a free consultation with one of our home buyer mortgage advisors and we’ll be there for you every step of the way. You don’t even have to leave home to get your mortgage advice, we are very flexible and offer appointments over the phone, via video call or face to face, wherever & whenever you feel comfortable.
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Home Buyer Questions
Our mortgage professionals understand you probably have many questions, so we thought we’d answer some here first. If not, our new home owner advisors are always on hand to answer your questions.
It really only takes 20 seconds to send us your details, tell us when to call and your all done. We will assign you a mortgage advisor based on your postcode or whoever we think will manage your requirements best. Its that simple, 20 seconds to mortgage
You won’t have to wait long at all. Simply send us your details using our booking form and we should be able to get you an appointment with a Mortgage Advisor within the hour.. Our calendar lets you choose any day & time, the choice is completely yours.
Your initial meeting with our GHL Direct mortgage advisor can last up to one hour, though it does depend on the complexity of your circumstances. On most occasions for new homeowner mortgage advice it will be under 30 minutes
Your initial meeting with a GHL Direct adviser to discuss your First Time Buyer mortgage requirements is always free and without obligation, you don’t pay a single penny. If you decide to proceed, some mortgage advisors charge nothing while others charge according to the complexity of each individual case. Other mortgage advisors will charge an up-front flat fee while others will take commission from the bank or lender providing the loan. Your mortgage advisor will outline all this to you at the start of the meeting.
Your initial meeting is very relaxed & will include a ‘fact find’ session, which enables the mortgage advisor to understand your current circumstances, future goals and priorities. When you first speak to us, we have to tell you what our charges are (if any) & how they are to be paid. We also have to say if there are any limits to the range of mortgages we can recommend for you. Using our expert knowledge and database of over 15,000 mortgages from 53 of the UKs tope mortgage lenders, we will find the deals that are most suitable for your needs.
Whether you’re buying your first home, expanding your property portfolio or remortgaging, our mortgage advice can be a great help. Taking professional advice can make the difference between a successful mortgage application and being rejected. It may also lead to a much better value deal as we have access to over 50 of the major Mortgage lenders in the UK, potentially saving you thousands of pounds over the mortgage term
Our mortgage advisors are not restricted to any particular providers and will act solely in your best interests. We have access to over 15,000 mortgages from 53 of the UKs top mortgage lenders, we can even offer you deals your own bank may not. You should be confident the deal they recommend will be the best available mortgage for your circumstances. You also get to speak to us anytime of the day whereas your bank may only operate during business hours.
To make the most of your time with your mortgage advisor it can be handy to have any questions ready. If you have found your dream home, details of the purchase price & any deposit you may have will really help alongside income details. At this stage proof of income & bank statements are not usually required.
Hot topic, quite right too when your probably making the biggest financial decision of your life. All our reviews are verified externally from genuine customers who we have helped with mortgage, insurance, investment or pension advice. As we are are regulated company we need to provide evidence of this annually. You can check out our reviews on our review partner website
Very good question and we more than happy to answer this. GHL Direct & our advisors are regulated by the FCA (Financial Conduct Authority) which means we are fully authorised to offer financial advice in the UK. You can verify this at the FCA website
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We have mortgage experts available every day from 8:00 to 20:00 to help you with your home purchase.
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Your home or property may be repossessed if you do not keep up repayments on your mortgage.