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Just let us know where you are, when you want to chat and your local adviser will call you back for free to see if we can help you with your Mortgage or Insurance, it only takes 30 seconds.

Access to 50+ UK Mortgage Lenders

Advisers available 7 days a week 08:00 - 20:00

See if you qualify for a Mortgage in just a few minutes

No obligation advice, initial consultation is always free

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If you live in the Birmingham area or West Midlands & would like information about how we can help you & your family, please get in touch for your fee free no obligation chat


Mortgage Advice

Insurance Advice

Pension & Investments

Birmingham Area

Financial Advice you can depend on

Would you like qualified Mortgage, Protection, Pension & Investments advice from someone who does actually listen and care? Our Mortgage & Insurance Advisers based in Birmingham & surrounding areas will guide you through the whole process, from completing and submitting your application, to getting your all-important mortgage offer or investment in place. You will not even have to leave your home or workplace, we fit in around your work and availability.

We offer free initial consultations in your home, your workplace, anywhere that suits you or even over the phone if that’s better for you. We also work around you so choose a day & time and we’ll do our best to be there. We cover all of the West Midlands including Coventry & Birmingham, so if your lucky enough to live here we have you covered.

Providing honest and friendly customer service is a priority, we provide full guidance throughout the whole advice process covering Birmingham, Coventry & surrounding areas.

Looking for an Adviser?
We have them here.

Or let us find you the best one.

Adviser Callback

What other customers are asking

Whether you’re buying your first home, expanding your property portfolio or simply remortgaging, our Mortgage advice can be a great help. Taking independent advice can make the difference between a successful mortgage application and being rejected. It may also lead to a much better value deal as we have access to over 50 of the major Mortgage lenders in the UK, potentially saving you thousands of pounds over the mortgage term

There are several ways to connect to your most suitable Mortgage or Insurance Adviser with GHL Direct.

The first and most popular method is to complete the quick contact form above with you name and postcode and a few details about your requirements, our head office team will match you with the nearest suitable adviser and pass on your details for a no obligation callback at your chosen time.

If you would rather search for your local adviser, that’s easy too. Just enter your postcode, town or city & we will list the advisers with relevant experience in your area, you can quickly view their profile and connect directly to them should you wish.

Yes, this is how most of our customers like to work with us, we can also visit your home, workplace or even the local pub, its completely your choice of location and time

During your free callback we’ll ask you what you want to achieve so we can understand your specific needs and circumstances. We can source 1000’s of Mortgage & Insurance products to target the best deal for you.

Once we’ve made our recommendation, assuming you’re happy, we’ll work with you from application, to offer to completion and tackle any issues which may arise. They’ll contact you by email or phone to let you know of progress and whether they need more information from you.

Our mortgage advisers are not restricted to any particular providers, and will act solely in your best interests. You should be confident the deal they recommend will be the best available mortgage for your circumstances. Our mortgage advisers should also:

  • Explain the various mortgages available and the different types of deals
  • Advise you on how much you can afford to borrow
  • Have access to special mortgage deals that are not available on the open market
  • Help you prepare for your application to boost your chances of success
  • Be able to save you money overall by finding a mortgage with lower interest rates and fees

Remember that every unsuccessful mortgage application may harm your chances of success next time around, as each refusal will appear on your credit record. Using one of our mortgage advisers will maximise your chances of being accepted first time.

We like to be as transparent as possible, we have advisers all of the country and a head office which you are very welcome to call us on. We are also regulated by the Financial Conduct Authority so you can be sure the advice we offer you is all above board and in your best interest

You can also check out what other customers just like you have been saying about our advisers & service over at

How it works

Your financial adviser should follow these steps


free callback

At your chosen time I will call you to discuss any requirements you may have, by getting to know your priorities and goals and understanding the bigger picture, we can piece together a financial solution to ensure the things that matter to you most – your family, income, business, or maybe all three – are protected leaving you on track to achieve your financial goals.



Once we have identified the options available we’ll meet with you again or discuss our findings over the phone, whichever is more suitable to you. Assuming you are happy with our recommendation, we will work with you to complete the application forms & liaise on your behalf with Mortgage lenders, Insurance providers, solicitors, valuers & surveyors where required.



At this point we will have submitted all information required and advised you on protecting your home, family & assets if you have chosen us to help with your mortgage. We wont stop there though, we are with you all the way to the end, we are still here when you need us and will adjust your financial plan to take into account any changes in circumstances in the future.

Adviser Services

Just a few of the financial services our local advisers offer

Your home/property may be repossessed if you do not keep up repayments on your mortgage
Some buy to let mortgages are not regulated by the Financial Conduct Authority.