Protection Adviser

insurance

Self-Employed lack protection

Self-Employed lack protection Just 4% of self-employed workers have income protection in place, leaving the majority vulnerable to financial difficulties if they are suddenly forced to stop working through illness or accident. In its survey of more than 9,000 adults, LV= identified the self-employed as a niche group who would struggle to make ends meet if they stopped earning. This [...] Read more
Income Protection

Barriers to protection

According to an online survey of 2,000 adults by Royal London, half of those surveyed believe life insurance is essential for someone with a mortgage or dependants and yet only 60% of people with a mortgage have life cover. While 60% of those surveyed with a mortgage have a life insurance policy, just 29% have critical illness cover and 19% [...] Read more
Family Cycle

The value of protection

The value of protection Buying a new home is possibly one of life’s biggest and most exciting events. It’s also a major financial commitment – one that could be with you for 25 years or more. Your ability to maintain your mortgage payments relies on a constant income, so how would you continue to make your mortgage repayments if your [...] Read more
Business Insurance

The business of protection

The business of protection Every business has a lifecycle; from its early development through to start-up, expansion and, hopefully, maturity and exit. At any stage, though, it's important to consider how key assets or loans are protected in the event that something risks the ability to continue trading. Key person protection Perhaps the greatest asset of a business is its [...] Read more
Life Insurance

Peace of mind for the cost of a coffee

Peace of mind for the cost of a coffee Many of us pick up a morning coffee on the way to work - it's a little bit of luxury to start the day for just a couple of pounds. But did you know you could provide something even more satisfying for you and your loved ones for less than the [...] Read more
Family Cycle

Protecting your mortgage repayments

Protecting your mortgage repayments We think protection advice is imperative when you have a home or family you want to protect. So, talk to us about a mortgage and we'll talk to you about life cover. Buying a house could be one of the biggest financial commitments you'll make: getting a deposit together can wipe out your savings and paying [...] Read more

Plugging the protection gap

Plugging the protection gap If you're one of the increasing number of people who've become self-employed in recent years, you may have found the switch has left you without the employee benefits you previously took for granted. Making the change from employed to self-employed is a big step and it's one more people are taking. The number of self-employed people [...] Read more
A sporting chance

A sporting chance

A sporting chance Are you one of the one in three parents who worry about the risk of serious injury from school sports? Research from MetLife has found that one third of parents with school age children are concerned about serious injuries from sport – and there could be real reasons to be worried. The research shows that: • around [...] Read more
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