Life Insurance

Family Insurance

What life insurance is best for your joint mortgage?

What life insurance is best for your joint mortgage? When you take out a mortgage we would always recommend you take out appropriate life insurance too, so that you know your monthly mortgage payments are covered if things go awry. If you’re buying on your own, a single life insurance plan will probably do the trick, but if you’re going [...] Read more
Income Protection

Barriers to protection

According to an online survey of 2,000 adults by Royal London, half of those surveyed believe life insurance is essential for someone with a mortgage or dependants and yet only 60% of people with a mortgage have life cover. While 60% of those surveyed with a mortgage have a life insurance policy, just 29% have critical illness cover and 19% [...] Read more
Family Cycle

The value of protection

The value of protection Buying a new home is possibly one of life’s biggest and most exciting events. It’s also a major financial commitment – one that could be with you for 25 years or more. Your ability to maintain your mortgage payments relies on a constant income, so how would you continue to make your mortgage repayments if your [...] Read more
Life Insurance

Peace of mind for the cost of a coffee

Peace of mind for the cost of a coffee Many of us pick up a morning coffee on the way to work - it's a little bit of luxury to start the day for just a couple of pounds. But did you know you could provide something even more satisfying for you and your loved ones for less than the [...] Read more
Family Cycle

Protecting your mortgage repayments

Protecting your mortgage repayments We think protection advice is imperative when you have a home or family you want to protect. So, talk to us about a mortgage and we'll talk to you about life cover. Buying a house could be one of the biggest financial commitments you'll make: getting a deposit together can wipe out your savings and paying [...] Read more

Plugging the protection gap

Plugging the protection gap If you're one of the increasing number of people who've become self-employed in recent years, you may have found the switch has left you without the employee benefits you previously took for granted. Making the change from employed to self-employed is a big step and it's one more people are taking. The number of self-employed people [...] Read more
life-insurance-advisers

Time for an upgrade?

Time for an upgrade? Have you upgraded your mobile phone in the past two years? If the answer’s yes, your choice may have been driven by a change in your needs or wants. Perhaps you opted for a better deal, a different contract, or a handset with new features that weren’t available with your previous model? When it comes to [...] Read more
Pet Insurance

The importance of protection

The importance of protection Millions of pet owners have purchased insurance in case of an expensive trip to the vet’s, but who will pick up the bill if something happens to you? Many pet owners will know the stress and financial burden caused by an expensive vet’s bill and have taken out pet insurance to avoid having to make difficult [...] Read more
home insurance

Protection through the years

When it comes to protection insurance, we hold two firm beliefs: 1. it should form the foundation of your financial plan. 2. cover should be reviewed regularly to make sure it continues to meet your needs. The latter is particularly important when you are at a particular 'life stage'. Whether that's buying a house, getting married, starting a family, setting [...] Read more
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