New 95% mortgage scheme
Turning ‘generation rent’ into ‘generation buy’ – New 95% mortgage scheme to help first-time buyers Lenders are now offering a government-backed 95% mortgage scheme to help more first-time buyers onto the property ladder.
Get on the property ladder with the Help to Buy scheme
All you need to know about upcoming changes to the government’s Help to Buy equity loan scheme.
Considerations for first-time buyers
Being a first-time buyer can be daunting. Not only are you about to make one of the biggest financial decisions in your life, but you’ll probably also have family members and friends offering their ideas on the right house, mortgage,...
First-time buyers: Boost your mortgage chances
You’ve decided to take the plunge and get onto the property ladder, having swapped fun and frivolity for fastidious frugalness to save the deposit. But what can you do to boost your chances of getting your first mortgage?
Fed up with renting
Fed up with renting? If you rent your home, it can be frustrating to know your hard-earned cash is going into someone else’s pocket each month. If you’ve ever thought about owning your own place, the mortgage market may appear...
Is your Help to Buy deal ending?
Is your Help to Buy deal ending? Since its launch in April 2013 more than 145,000 properties have been bought using the Help to Buy Equity Loan scheme. Five years on and the interest-free element of the loan is due...
What’s the point of a property survey?
You’re not bound by law to have a survey done on a property you’re buying, but while it may feel like an unnecessary expense given all the other costs involved in homebuying, it could actually save money and stress in...
Valuations vs Surveys
Conveyancing is an important part of the home buying process, and it’s important to note it’s required when both buying and selling a property. So what should you consider when choosing a property solicitor to carry out your conveyancing? It’s...