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Financial Advisers

Savings

Women are getting richer than men

According to research women now control 30% of the world’s wealth, up from 25% held five years ago. Women are also expected to see their wealth grow 7% faster than men until 2020, this is a result of women acquiring more wealth through inheritance, but

tax year

The new tax year is coming

Key dates for 2019 1 April National Living Wage (for age 25+) rises to £8.21. National Minimum Wage rises to £7.70 (21 – 24-year olds), £6.15 (18 – 20-year olds), £4.35 (16 – 17-year olds), and £3.90 (apprentices under 19 or in the first year

Do you have a repayment plan for your mortgage in place

Thousands of people with interest-only mortgages expiring this year do not have a repayment plan – putting their homes at serious risk of repossession. An estimated 81,400 mortgages will come to an end in 2019, totalling around £9.2bn in value, according to the Financial Conduct

critical illness

Critical Illness Insurance

If you became critically ill and unable to work, could you cope financially? Some things are more reliable than others – monthly bills, for example. Young or old, single or married, we all have financial obligations to meet each month; be it luxuries, like a

Trust

The importance of trusts

Trusts are usually simple to set up, but it’s important to select the right type of Trust. What is a Trust? A Trust helps ensure a pay-out goes to the people you’d like to benefit from your protection policy – should the worst happen. As

First time buyers Mortgage

Fed up with renting

Fed up with renting? If you rent your home, it can be frustrating to know your hard-earned cash is going into someone else’s pocket each month. If you’ve ever thought about owning your own place, the mortgage market may appear daunting. How do you choose

Family Insurance

What life insurance is best for your joint mortgage?

What life insurance is best for your joint mortgage? When you take out a mortgage we would always recommend you take out appropriate life insurance too, so that you know your monthly mortgage payments are covered if things go awry. If you’re buying on your

Pension

The cost of retirement

The cost of retirement How much money do you think you’ll need to receive each year of your retirement? According to the investment manager Schroders, working people in the UK aged 55 and over believe this figure would equate to 66% of their current income,

downsizing your home

The search for a reliable retirement income

It’s been over three years since the April 2015 pensions changes which scrapped compulsory annuities and gave pensioners greater choice over how to take their retirement income. This historic change to UK pension legislation opened up a range of investment opportunities for pensioners. With increased