Category : Financial Advisers
I think, deep down, we all like the idea of being a Superhero. Being able to do things others can’t; amazing things to help those around you.
Advice on Protection
We all know raising a child can be expensive. Research has shown, the cost of raising a child to age 18 in the UK varies dependant on whether it’s a girl or boy, with boys coming in at £79,176 and girls a staggering £108,884.
Would your business survive if its loans were called in?
Have you thought about how your cash flow could be affected if something were to happen to a director, owner or key employee?
How would your creditors react?
It may be that one of your company directors stands as the guarantor for your company’s loans. If they were to die, or be diagnosed with a serious illness, it could have a severe impact on your business’s arrangements with its creditors and debtors.
Do you know how they would react? If business loans were called in, could your company afford to pay back its creditors and continue trading?
How we can help
We work with businesses like yours, offering advice on how to protect it from the financial impact of unforeseen events.
Reviewing your mortgage deal could save you money
On Thursday 2 August 2018 the Bank of England’s Monetary Policy Committee (MPC) raised interest rates by 0.25 from 0.50% to 0.75%. Read More
Key dates for 2019
- National Living Wage (for age 25+) rises to £8.21.
- National Minimum Wage rises to £7.70 (21 – 24-year olds), £6.15 (18 – 20-year olds), £4.35 (16 – 17-year olds), and £3.90 (apprentices under 19 or in the first year of their apprenticeship).
- Council tax bills rise up to 4.99%
- Universal Credit for households with children and those with disabilities will to go up £1,000.
An estimated 81,400 mortgages will come to an end in 2019, totalling around £9.2bn in value, according to the Financial Conduct Authority. A further 82,100 mortgages worth £9.7bn will mature in 2020.