Financial Advisers

Family Insurance

What life insurance is best for your joint mortgage?

What life insurance is best for your joint mortgage? When you take out a mortgage we would always recommend you take out appropriate life insurance too, so that you know your monthly mortgage payments are covered if things go awry. If you’re buying on your own, a single life insurance plan will probably do the trick, but if you’re going [...] Read more
Pension

The cost of retirement

The cost of retirement How much money do you think you’ll need to receive each year of your retirement? According to the investment manager Schroders, working people in the UK aged 55 and over believe this figure would equate to 66% of their current income, but the reality according to UK retirees is actually 53%. Despite the 13% shortfall, the [...] Read more
downsizing your home

The search for a reliable retirement income

The search for a reliable retirement income It’s been over three years since the April 2015 pensions changes which scrapped compulsory annuities and gave pensioners greater choice over how to take their retirement income. This historic change to UK pension legislation opened up a range of investment opportunities for pensioners. With increased control of their pension, investors can seek to [...] Read more
home-insurance-fire

Bonfires and fireworks

Bonfires and fireworks Autumn has arrived, the days are getting shorter and the nights longer. You may be preparing the garden for winter and arranging any rubbish for a seasonal bonfire. And, at this time of year, where there's a bonfire there could be fireworks. Keep your distance Bonfires and fireworks can be a good excuse to bring together family [...] Read more
Money worries

Just about managing

Just about managing Two thirds of working households in the UK consider themselves to be ‘just about managing’ financially, according to research. The Resolution Foundation, which researches the living standards of those on low to middle incomes, has identified six million Jams (as they have become known) spread across Britain. Jams tend to have at least one person in work [...] Read more