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Lucy Sidwell

Mortgages | Insurance
Mon - Sat - 08:00 - 18:00
East Midlands
0759 7385 885
Lucy Sidwell - GHL Direct

Lucy Sidwell 0759 7385 885

I am an independent mortgage & protection adviser who has been helping my clients achieve their goals of purchasing and remortgaging their homes since 2014.

Having worked for large corporate brokers & estate agent branches in the past, I moved to an independent role in 2019 where I can offer you a more personal, tailor made service. The vast majority of my clients are telephone based – allowing us to assist you from the comfort of your own home with a simple phone call and flexible appointment times to suit you.

Mortgage advice specialism includes:

  • First Time Buyers
  • Remortgages
  • Home movers
  • Self employed
  • Contractors
  • Business Owners
  • Credit issues
  • Let to Buy / Buy to Let

I also provide fee-free advice on protecting you and your family during your mortgage life time, with key products such as; life cover, critical illness cover, income protection.

Mortgage & Insurance advice

We make it easy for you by offering mortgage and insurance advice in one simple call. Minimise paperwork, call time and visits to multiple providers.

Securing your mortgage

Perfect for you if your buying your first home, buying to let, moving or remortgaging.

Mortgage quote

Protecting you & your family

Get protected today with personal and family protection policies.

Insurance Quote

How does your financial advice work


You won’t have to wait long at all. Send your contact details now and we should be able to get you an appointment with Lucy Sidwell within the hour if needed. Our booking calendar lets you choose any day & time, have available.

As GHL Direct financial advisor, Lucy is very flexible offering appointments over the phone, via video call or face to face from 08:00 – 20:00. Some customers still prefer face to face consultations which are available anywhere in Bath, Bristol, Somerset and surrounding areas. For phone, WhatsApp, zoom or teams consultations I can do anywhere in England or Wales.

Your initial meeting to discuss your mortgage or insurance advice can last up to one hour. Iit does depend on the complexity of your circumstances though, usually it will be under 30 minutes. Pensions and investments meetings do tend to take longer due to the complexity of the product and your circumstances.

Your initial meeting is fee free and always without obligation. If we cant help or you don’t like the advice its no problem at all., its cost you nothing. Mortgage Advisers in general charge according to the complexity of each individual case. Some mortgage advisers will charge an up-front flat fee while others will take commission from the bank or lender providing the loan. Your mortgage advisor will outline all this to you at the start of the meeting.

Whether you’re buying your first home, expanding your property portfolio or remortgaging, our mortgage advice can be a great help. Taking professional advice can make the difference between a successful mortgage application and being rejected. It may also lead to a much better value deal as we have access to over 50 of the major Mortgage lenders in the UK, potentially saving you thousands of pounds over the mortgage term.

Why use GHL Direct

You get a free mortgage quote
With one of our 5* rated mortgage & insurance advisers
Anytime You Like
7 days a week from 08:00 – 20:00, name your time & we’ll be ready
Wherever You Like
In your home or over the phone, we can even do via zoom video call
Mortgage Advice
First Time Buyer Mortgages, But To Let Mortgages & Remortgage Advice
Insurance Advice
Home Insurance, Life Insurance, Critical Illness Insurance & Income Protection
Not happy with our advice?
No problem, its cost you absolutely nothing except 10 minutes of your time