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Too often these days lenders want you to fit within a defined box before they will consider you for a mortgage. If you have an unusual income stream (or streams), a less than perfect credit history, non-standard personal circumstances or any other reason that you do not fit into supposed norm it can be very hard to find a lender that is willing to listen.
That is where using an experienced mortgage and protection adviser can help. My name is Bill and I am a very keen sportsman, socializer and family man. I have had 30 years’ experience dealing with all types of situations and am happy to talk through your circumstances and assist in any way I can. Initial consultation is always free and I will be as honest as I can. Sometimes this may mean telling you that it may not be possible to proceed and sometimes it may be possible, but not in your best interests.
However, it also may be that I can help and that is always the best outcome. The key thing is to discuss it with a professional first.
So, if your circumstances are not standard or are looking to buy or re-mortgage a buy-to-let, shared ownership, shared equity or unusual build type please feel to call for a chat.
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03. Finding The Right Mortgage
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Mortgage Notice
Your home/property may be repossessed if you do not keep up repayments on your mortgage. Some buy to let mortgages are not regulated by the Financial Conduct Authority.