October 2016

Financial Advice

Are you considering remortgaging?

Are you considering remortgaging? With continuing low interest rates, you may be considering remortgaging to save money. Even if your mortgage provider has recently reduced its Standard Variable Rate (SVR), moving to a new mortgage deal could save you money. But before you’re tempted by an attractive introductory rate, it’s worth considering the bigger picture. Should I stay or should [...]
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Pensions

Home truths

Home truths The LV= Home Truths Report has revealed that homemakers are happier than people working in any other occupation, despite working longer hours than most people think. Flexible hours, being able to spend time with the children and relatively low stress levels all contribute to homemakers generally feeling happier than those in full time jobs, even though they work, [...] Read more
mortgage advice

Help to Buy schemes proving successful

Help to Buy schemes proving successful Over 160,000 people have been able to achieve home-ownership thanks to the government’s Help to Buy housing schemes. Of those, 118,000 were first time buyers, the average house price was £189,795 (significantly under the national average of £292,000), more than half were for new build homes and all but 5% of completions took place [...] Read more
Home Insurance

Is your home winter-proof?

Is your home winter-proof? With the year coming to an end and winter just around the corner we can start to expect colder, wetter, stormier weather conditions instead of the brighter, warmer days of summer. This makes it a good time of year to assess how well protected your home and possessions are against the potential damage winter may cause. [...] Read more
England

Britain’s happiest places

Britain’s happiest places Leigh-on-Sea tops Rightmove’s Happy at Home Index, with Harrogate dropping to third. Rightmove’s annual study asks 24,000 people across England, Wales and Scotland to rank where they live against 12 factors relating to their local area. The factors range from neighbourliness and how much there is to do in the area, to how safe people feel. What [...] Read more
conveyancing

What’s your repayment plan?

What’s your repayment plan? Thousands of people with interest-only mortgages expiring this year do not have a repayment plan, putting their homes at serious risk of repossession. 40,000 interest-only mortgages are set to mature in 2016, but experts suggest that only half of these homeowners have the capital in place to repay the loan. And according to the charity Citizen’s [...] Read more
Insurance Quotes

The value of Income Protection

The value of Income Protection We work hard to provide for ourselves and our families and enjoy spending our monthly earnings on holidays and leisure – as well as the more mundane (but essential) things like bills and mortgage payments of course. So you’d think we’d place huge importance on protecting an asset as valuable as our income. According to [...] Read more